Forget JLR financing on the full size, I think it is around 7%. Try this credit union as it is one of the lowest rates I have seen

 

+1 for BCU. I’ve done 5 loans with them in the past 6 months. Extremely easy to work with. Their rates JUST went up 20 basis points but still best I know of.

 

Can you refinance with them? I have a 7.25% with BOA on a 72 month term.

 

Yes I’ve moved two higher rate loans to them. DM me I’ll give you a managers contact that makes everything very white glove.

 

Thanks for the introduction to BCU. I’m assuming you have to become a member with the credit union to have a loan through them?

 

I got 5.79% for 75 mo via JLR/Chase in late Nov (top tier credit).

 

For a full size RR?

 

Navy Federal Credit Union - 4.5% on a 60 month loan for my 2025 RR P530. This was mid-December 2024.

 

Need to be military to be a member?

 

Guys - check out Pentagon Federal Credit Union. Very easy to work with.

https://www.penfed.org/

 

Got 4.35% with BCU. Really easy process

 

Pro tip on BCU: if you use their "car buying service", you get 0.5% discount on the rate. They basically go through TrueCar. The trick is to go through BCU's link to Truecar, then search for the RR you want in your zip code (or your dealer zip code), as long as the car you are buying or you ordered shows up in result and you click contact or follow up through that page, you will get the discount. Since ordered cars also show up on dealers website, you can use this trick to get this discount too. I spent some time talking to them about this discount. For example I asked what if I contact the dealer for a specific car through Truecar but end up buying a different car from them, they said it is fine too. I am not sure if they match VIN or just match dealership name and make sure you contacted them using their platform.