[JerrytheK]

One of the best lessons I ever learned while working in the corporate world was you only buy insurance coverage for what you can't afford to otherwise write a check for when a problem/loss arises. Therefore, if you can afford the cost of a potentially expensive repair (+$2,700), you don't need to buy the warranty. But if you would find it difficult, or even annoying, to have to write a check for a repair in the future, then buy the warranty coverage. You will then have fixed your downside for the remainder of the warranty period.