Howard, you are thinking the worst possible problems. As Jonno42 said, it cold be the rubber hoses going to the heater core, or the very short one from the water pump that seldom gets replaced, because it is a pain. The coolant could be just running thru the valley gasket back to the engine,where you see it, simple fix rather than engine out. If the freeze plugs are the ones, the coolant should be going out without the engine running?
Think the simple things first.